Buying a House!?!?

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I’m trying to buy a house.  I’m really trying to buy a house.  It’s crazy and feels like I’m totally insane for even trying to do it, but I am!  When I got my final law suit payout back the first of June I saw it as a possible chance to split households and try and get my psychotic relationship with my sister under control.  I’ve been looking for houses closer to my parents home where K and Baby B could move and have more support.

Last week i stumbled onto the perfect house.  it’s a fixer-upper, but it’s perfect.  It’s a 3300 sq. ft. Late Victorian Farmhouse built in 1900.  it has 5 large bedrooms(the smallest one is 14×16!!) and 2 bathrooms. with a wrap around porch, with the back half screened in.  All of it sitting on a huge lot with lots of room for dogs and kids and a garden.  There is even room for a good sized guest house down the road if we want to build one.

After getting my cousin Kathy, who is a realtor, to show it to us we were completely in love.  So now I’m in the process of going the the approval process for a FHA loan.  I’m scared that we aren’t going to get approved, but the selling price of the house is so low the broker does’t think it will be too big of a problem.

I’m so excited i want to jump up and down and scream, and at the same time I’m terrified of even trying.  We are going for a FHA 203(k) loan which lets us borrow enough money to do all of the repair work at the same time we borrow to purchase the house.  there is alot more paperwork and hoops to jump through, but if approved it will let us make all of the essential repairs and get moved in asap which will allow us to get our adult foster care people moved in too!

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